Recreational Vehicle Insurance
Recreational Vehicle Insurance Quote Forms
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Recreational Vehicle Insurance Information
RVs are unique vehicles. In addition to being modes of transportation, they can be homes on wheels. Both homes and vehicles are susceptible to various unforeseen accidents, which is why RV insurance is essential. Having an RV insurance policy can keep you protected from covering significant out-of-pocket costs related to accidents.
Common RV Insurance Questions:
What Is RV Insurance?
Similar to most types of insurance, RV insurance is an agreement between you and your insurer that they will financially assist you following an accident in exchange for an insurance premium. Generally speaking, the more you pay for your insurance premium, the more financial assistance your insurer will provide following an accident or other incident such as vandalism or weather damage.
What Do RV Policies Cover?
RV insurance typically will include protection matching the driving and property risks associated with your vehicle. Some of the coverage you might need to carry consists of the following:
Liability insurance helps by insuring you against damage you cause others if you are at fault in a wreck.
Collision insurance helps by covering damage to your own vehicle after a wreck.
Comprehensive insurance helps by paying for vehicle damage from non-accident mishaps, such as weather damage.
Medical coverage helps by covering your medical bills and those of your passengers.
Uninsured/underinsured insurance helps by insuring you against damage caused by someone else who doesn’t have appropriate liability coverage.
Campsite and vacation coverage helps by covering liabilities associated with using the RV as a vacation property.
Full-time residence insurance is intended for those permanently living in their RVs.
Other coverage offers help for roadside assistance, rental car coverage and expenses protection (for expenses such as emergency hotel bills).
For additional questions regarding RV insurance policies, be sure to reach out to our agency. There may be additional coverage options included in some policies, so be sure to educate yourself on policies by contacting our agency.
If you live near Orwigsburg or Allentown, Pennsylvania, we are here to help. The agents at Anthony Mercado Agency are dedicated to helping motorhome owners learn more about RV insurance so they can make a good decision on RV insurance coverage.
Contact one of our agents today at 610-530-2001 to learn more about RV coverage options.